We have arranged proprietary funding for Idaho real estate building lots or bare land up to 25 acres for Residential use only.

Current market conditions are providing an excellent opportunity to purchase for a reduce price with motivated seller/developers. If your future is either construction of a dream home or to hold for investment you will find we have designed outstanding flexible options uncommon for traditional financing with minimum out-of-pocket expense.

Financing Terms:

30 year fixed interest rate

100% financing: Seller can carry 35% and we will finance up to 65% of the purchase price

No deadlines or requirements to build $300,000 maximum loan amounts

Land Requirements:

Residential use only (rural designation is allowed)

Improvements to the lots are NOT required

Bare land up to 25 acres with not structures on the property

Builder lots for sale are allowed (Builders are excluded from this purchase program)

Qualifications:

Minimum mid credit score of 600 required by all borrowers

2 years of tax returns and W-2s

Minimum required out-of-pocket expense is only $1,000.00

Appraisals if required can not be financed into this loan program

Self employed are eligible. Provide 24 months of bank statements in lieu of tax returns with 2 years of schedule “C”

Easy Application Process AVAILABLE 24/7

TO GET STARTED CLICK ON LOAN APPLICATION BELOW.

Select Staff Members and click on LOT LOANS  

You can stop and restart the application process as your time permits

For more information contact Rick at 208-377-9767 or email: rick@unitedmcl.com