We provide financing for both large and small commercial business owners and commercial property.
If your needs for financing are $100,000 to $1.5 million, the commercial world considers this a small transaction.
We are not your typical banker who does not have an appetite for commercial small loan amounts vs risk. In fact, we thrive on it!
If you have been turned down by your banker, we strongly urge you to contact us. Often we can arrange financing programs to meet your goals.
We provide alternatives your banker would never consider while requiring less paperwork and offering stable financing options your business can live with.
PROPERTY TYPES
Condo/office
Wherehouse
Retail
Mixed use (residential/commercial)
Hotel/Motel
Industrial
Restaurants
Multi-Family
Farm and ranch
High risk properties (gas stations, automotive, laundromats)
Special purpose (mobile home parks, bowling alleys)
COMMERCIAL REAL ESTATE FINANCING
Purchase and Refinance
Financing available to 97% (specific types and loan amounts)
Interest only payment options
30 and 40 year terms (no balloons or calls)
Stated income/Stated asset to 90% (No bank statements or tax returns)
Cross collateralization not required
Quick closings (48 hour pre-approval 30-45 day closings)
Financing minimum $100,000
Enviromentally sensitive properties
Land development commercial/residential
SBA FINANCING FOR SMALL BUSINESSES
Business acquistion (100% Partnership buyouts and Goodwill, Medical Practice, Doctors, Dentists, Veterinarians)
Business Succession
Construction
Commercial Real Estate (90% financing, SBA 7-A and 504 can include working capital, equipment, improvements, closing costs)
Franchise Finance (Start-Ups, existing acquistion, expansion, working capital) Please Note: Start-ups require 30% cash and restaurants require 50% cash and hard collateral.
Refinance (no equity required, but must save 20% on debt service)
Financing Terms (Financing available for $200,000 plus, must be 51% owner, 25 year terms)
